Why do some of us decide to continue working after we reach the point of a willing or unwilling retirement?  Many baby boomers have an altruistic sense of still needing to make a difference or make something happen.  Other reasons: What am I going to do with all this free time, I didn’t save enough money for retirement, I need to have a purpose or goal in life, my identity is my job, etc. 

Upon deciding to become a consultant, you have two paths to consider – your own private consultancy practice, the path I took, or employment in an existing consulting firm. Both paths have their pluses and minuses.