Compared to 10-15 years ago, companies are safer. Whether it’s tighter regulations, more awareness, enhanced experience, technology improvements or other factors, companies are doing a better job keeping their employees safe at the workplace. However, that number has plateaued over the last couple of years—the total incident rate per 100 workers has not changed significantly since 2017.

“A goal without a plan is just a wish,” wrote Antoine de Saint-Exupéry, author of “The Little Prince.” In the midst of the pandemic, employers now more than ever need a plan in case an employee or contractor dies at the workplace.